Author name: DennKarm Properties

Table of Contents Section No. Topic 1.0 Introduction: Zoning as the Ultimate Value Driver 1.1 The Legal Foundation: The Physical and Land Use Planning Act, 2019 1.2 The High-Value Benefit of Change of User 2.0 The Ultimate 7-Step Change of User Process 2.1 Step 1: Engage the Master Professional (The Physical Planner) 2.2 Step 2: […]

Table of Contents Section No. Topic 1.0 Introduction: Vertical Living and the Legal Revolution 1.1 The Need for Change: Problems with the Old Leasehold System 2.0 The Sectional Properties Act (SPA) 2020: The New Gold Standard 2.1 Defining Sectional Ownership: Units vs. Common Property 2.2 The Ultimate Benefit: Separate, Bankable Title Deeds 2.3 Legal Implications

Table of Contents Section No. Topic 1.0 Introduction: The Exit Strategy Defines the ROI 1.1 Why Speed is Critical to Profit 1.2 The 3 Pillars of a Successful Sale 2.0 Pillar 1: Legal and Financial Preparation (The 7-Point Document Checklist) 2.1 Clear Title Deed and Documentation (The Non-Negotiable Asset) 2.2 Land Rates and Rent Clearance

Table of Contents Section No. Topic 1.0 Introduction: The High-Risk, High-Reward World of Distressed Assets 1.1 Why Auctions Occur (The Legal Basis) 1.2 The Ultimate Trade-Off: Price vs. Risk 2.0 The Legal Roadmap: Lender’s Power of Sale 2.1 The Statutory Notice Requirement (Land Act, Sec. 90) 2.2 The Reserve Price and Valuation Check (The 75%

Table of Contents Section No. Topic 1.0 Introduction: The Finance Challenge in Kenya Real Estate 1.1 The Loan-to-Cost (LTC) Ratio: Your Equity Requirement 2.0 Pillar 1: The Debt and Equity Foundation 2.1 Senior Debt: Bank and SACCO Construction Loans 2.2 Equity Contribution: The Investor’s Stake 2.3 Loan-to-Cost (LTC) and Loan-to-Value (LTV) Explained 3.0 Pillar 2:

Table of Contents Section No. Topic 1.0 Introduction: Land Tax as the Foundation of Ownership 1.1 Why Annual Compliance is Non-Negotiable 2.0 Decoding the Difference: Land Rates vs. Land Rent 2.1 Land Rates (County Tax): Calculation and Use 2.2 Land Rent (National/Leasehold Charge): Definition and Application 2.3 Freehold vs. Leasehold: Your Annual Tax Obligations 3.0

Introduction In the vibrant landscape of Kenya Real Estate, knowing a property’s asking price is easy; knowing its true value is the mark of a master investor. Property valuation is the ultimate non-negotiable step before committing capital to Real Estate Investments. Whether you are securing a mortgage, calculating capital gains tax, or simply negotiating a

Introduction Land disputes are an unfortunate and costly reality in Kenya Real Estate. From contested boundaries in developing areas like Thigio in Kikuyu to complex succession battles, these conflicts threaten to derail lucrative Real Estate Investments, cause immense stress, and fracture family harmony. While the courts—specifically the Environment and Land Court (ELC)—offer a definitive resolution,

Introduction In Kenya, the acquisition of real estate—whether a prime plot in Thigio in Kikuyu or a commercial building in Nairobi—is often the core pillar of a family’s wealth. Yet, this legacy can be fractured overnight if proper legal succession planning is neglected. The Law of Succession Act (Cap 160) is clear, but its application

The Kenyan real estate market is undergoing a profound transformation, moving past simple residential development towards specialized, high-yield niches driven by infrastructure, urbanization, and changing demographics. While Nairobi remains the central economic powerhouse, the most significant growth and capital appreciation are now found in strategic satellite towns, emerging cities, and specialized property types. This comprehensive